Attention homeowners in Madison and Madison County: Need an appraisal?

See the top seven reasons why MS homeowners order from James K Greer & Associates, Inc.:

Pre-listing appraisals (whether they're selling the home themselves or using an agent)
Challenge Madison county's assessment of your property
Remove PMI to cut their mortgage payments
To reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate in Madison county or MS

Do you own a house in or near Madison? Do you need help deciding the value of your real estate?
Contact James K Greer & Associates, Inc..

At James K Greer & Associates, Inc., we understand the special needs of a customer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at James K Greer & Associates, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.

PMI Removal Appraisals

A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. At James K Greer & Associates, Inc., we're experts in helping consumers just like you get rid of unwanted PMI insurance.

Challenging property tax assessments

If you live in a local area that is going down or not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal from James K Greer & Associates, Inc. is your perfect weapon.

Was your HELOC recently frozen?

If your home is near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from James K Greer & Associates, Inc. can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for accuracy? We can go out and check the subject and comparables in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. Even though this is typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your home.